A business account, built for the modern business.

Get started with zero monthly account fees.

Airwallex web application illustration.

“Massively simplifies the challenge of doing business overseas”

"Airwallex aims to upend global payments system"

“Airwallex is the highest ranked Australian firm at #32” - Top Global 100 Fintech

“Airwallex offers exchange services that are cheaper and faster”

We're not a bank, we're better.

Multi-currency business account

Collect, hold and send money in multiple currencies. Avoid double conversions and hedge against currency fluctuations.


Save on everyday business expenses, with zero international fees¹ and competitive exchange rates.

Borderless debit cards

Create physical or virtual Visa debit cards in seconds. Set spending limits and controls, and see all employee expenses, in one place, in real-time.

Xero integration

Automatically sync your multi-currency transactions to Xero. Ensure your books are always up to date.


Transfer funds across the globe, without excessive fees

Spend less on FX fees and more on growth

We charge just 0.5% - 1% above our interbank rate when exchanging currencies. You always get our best FX rates, no matter the amount.

Global coverage

Transfer funds in 34+ currencies into over 130 countries and counting.

Time better spent

Save time by making batch payments, especially when regularly paying international employees.

Global Accounts

Reach new markets with foreign currency accounts

Open currency accounts in EUR, USD, AUD & GBP within minutes

Invoice and accept payments from overseas customers in their preferred currency.

Integrate with online stores

Easily connect your currency accounts with popular platforms like eBay, Shopify and PayPal.

Direct settlement in foreign currency

Pay out in the same currency, or convert and bring your money back with outstanding FX rates.


Empower your team to make purchasing decisions

Create dedicated virtual and physical employee cards

Give power back to your team to manage expenses without creating overhead. Say goodbye to sharing corporate cards.

Stay in control of team budgets

With your own employee login, you can track spend to monthly card limits so you stay ahead of your budget.

Save on global expenses

Unlock 0% international card transaction fees. Better yet, pay directly with your multi-currency wallet balance to eliminate unnecessary FX conversion fees.


World-class payment acceptance for Visa & Mastercard

Airwallex payment gateway processing secure transaction

Protect from fraud

Reduce chargebacks with our 3DS fraud engine, customizable risk settings and built-in dispute management.

Settle in multiple currencies

Easily collect and settle in the same currency. No forced conversions or unnecessary fees.

Flexible integration methods to suit your business

Any business can get started by generating no-code payment links in seconds, shopping platform integrations or flexible APIs for more control.

Airwallex payment gateway processing secure transaction

Xero Integration (Beta)

Make bookkeeping a breeze

Seamlessly integrate your Airwallex account with Xero for easy payment reconciliation.

Quick and easy integration

Link your Airwallex and Xero accounts in just a few clicks.

Multi-currency transaction syncing

Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.

Syncs hourly

Ensure your Xero transaction records are up to date for your accountant or bookkeeper.

See how our customers are finding Airwallex

  • “Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees.”
    Warren Durling

    Chief Operating Officer, Dovetail


Move your business forward with our complete financial technology toolkit

Screenshot of API settling invoice

Streamline your global financial operations with our best-in-class APIs.

Screenshot of API settling invoice

Security is at our core


Your money is held securely in a ring-fenced account. You can access your funds whenever you like as they're never invested or lent to anyone else.


Your data is stored and protected behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.


Our security systems and procedures are based on the highest international standards including PCI Level 1 compliance.


Airwallex is regulated by the Dutch Central Bank (De Nederlandsche Bank, DNB) and holds an Electronic Money Institution (EMI) licence.

We're not a bank, we're better.

Cookies on the Airwallex website

We use cookies to give you a better experience on our website. If you continue without changing your settings, we’ll assume that you are happy to receive cookies. However, if you would like to, you can change your cookie settings at any time here